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Gastos comunes de una compra
Puntos Hipotecarios y / o “Gastos Iniciales:
- Puntos Hipotecarios
- Avaluo
- Reporte de Crédito
- Titulo de Seguro de la Propiedad:
- Política del prestamista
- Política del propietario
- Avales
- Verificacion del Titulo
- La Actualización de título (desde la entrega hasta el cierre)
- Preparación de documentos
- Gastos de mensajería
- Gastos Legales
- Costos de registro: $ 6.00 primera página, $ 4.50 cada página adicional
- Sellos requeridos $ 0.35 por cada $ 100.00
- Impuesto Intangible de la hipoteca de $ .20 por $ 100.00 del monto de la hipoteca
- Inspección
- (Comisión Administrativa del Broker , $ 175,00
- Prepagos:
- 2 – 4 meses impuesto a la propiedad
- 14 meses seguro contra riesgos
- 14 meses de seguro contra inundaciones (si es necesario)
- 14 meses seguro contra tormentas (si es necesario)
- PMI Prima (Si el préstamo es superior al 80% del valor del préstamo )
- Intereses prepagados
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